Cobalt vs Independence, MO

Independence currently scores 12 points higher overall than Cobalt, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Cobalt

36/100

Independence

48/100

Hazard breakdown

Overall

Cobalt: 36/100 · Independence: 48/100

Independence is 12 points higher.

Flood

Cobalt: 34/100 · Independence: 50/100

Independence is 16 points higher.

Wind

Cobalt: 16/100 · Independence: 18/100

Independence is 2 points higher.

Lightning

Cobalt: 59/100 · Independence: 75/100

Independence is 16 points higher.

Tornado

Cobalt: 38/100 · Independence: 23/100

Cobalt is 15 points higher.

Hail

Cobalt: 42/100 · Independence: 100/100

Independence is 58 points higher.

Storm surge

Cobalt: 0/100 · Independence: 0/100

No gap.

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