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Direct answer
Is Clever, MO safe from lightning?
Clever has elevated lightning exposure. Risk is meaningful at 64/100, so planning and coverage checks are recommended.
City score
64/100
Level: elevated
State average
69/100
Same hazard across MO.
Comparison
Clever is close to the state average for this hazard (64 vs 69).
Why this answer
Lightning exposure derived from ingested climatology tiles.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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