City vs city
Clever vs Columbia, MO
Columbia currently scores 3 points higher overall than Clever, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Clever: 41/100 · Columbia: 44/100
Columbia is 3 points higher.
Flood
Clever: 37/100 · Columbia: 40/100
Columbia is 3 points higher.
Clever: FEMA NFHL flood zones: 3 features intersect this tile.
Columbia: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Clever: 16/100 · Columbia: 17/100
Columbia is 1 points higher.
Clever: Wind exposure derived from ingested design wind / climatology tiles.
Columbia: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Clever: 64/100 · Columbia: 46/100
Clever is 18 points higher.
Clever: Lightning exposure derived from ingested climatology tiles.
Columbia: Lightning exposure derived from ingested climatology tiles.
Tornado
Clever: 8/100 · Columbia: 69/100
Columbia is 61 points higher.
Clever: Tornado risk derived from NOAA SPC historical reports.
Columbia: Tornado risk derived from NOAA SPC historical reports.
Hail
Clever: 97/100 · Columbia: 100/100
Columbia is 3 points higher.
Clever: Hail risk derived from NOAA SPC historical reports.
Columbia: Hail risk derived from NOAA SPC historical reports.
Storm surge
Clever: Unavailable · Columbia: Unavailable
A score difference cannot be calculated without both sources.
Clever: Storm surge model is not available for this location yet.
Columbia: Storm surge model is not available for this location yet.
Wildfire
Clever: 45/100 · Columbia: 22/100
Clever is 23 points higher.
Clever: Wildfire exposure derived from ingested fire potential tiles.
Columbia: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Clever: 19/100 · Columbia: 12/100
Clever is 7 points higher.
Clever: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Columbia: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.