City vs city
Bonne Terre vs Independence, MO
Independence currently scores 8 points higher overall than Bonne Terre, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bonne Terre: 40/100 · Independence: 48/100
Independence is 8 points higher.
Flood
Bonne Terre: 41/100 · Independence: 50/100
Independence is 9 points higher.
Bonne Terre: FEMA NFHL flood zones: 4 features intersect this tile.
Independence: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Bonne Terre: 16/100 · Independence: 18/100
Independence is 2 points higher.
Bonne Terre: Wind exposure derived from ingested design wind / climatology tiles.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bonne Terre: 54/100 · Independence: 75/100
Independence is 21 points higher.
Bonne Terre: Lightning exposure derived from ingested climatology tiles.
Independence: Lightning exposure derived from ingested climatology tiles.
Tornado
Bonne Terre: 8/100 · Independence: 23/100
Independence is 15 points higher.
Bonne Terre: Tornado risk derived from NOAA SPC historical reports.
Independence: Tornado risk derived from NOAA SPC historical reports.
Hail
Bonne Terre: 100/100 · Independence: 100/100
No gap.
Bonne Terre: Hail risk derived from NOAA SPC historical reports.
Independence: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bonne Terre: Unavailable · Independence: Unavailable
A score difference cannot be calculated without both sources.
Bonne Terre: Storm surge model is not available for this location yet.
Independence: Storm surge model is not available for this location yet.
Wildfire
Bonne Terre: 34/100 · Independence: 50/100
Independence is 16 points higher.
Bonne Terre: Wildfire exposure derived from ingested fire potential tiles.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bonne Terre: 26/100 · Independence: 22/100
Bonne Terre is 4 points higher.
Bonne Terre: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Independence: Air quality signal derived from the latest EPA AirNow combined AQI grid.