City vs city
Arnold vs Independence, MO
Independence currently scores 7 points higher overall than Arnold, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Arnold: 41/100 · Independence: 48/100
Independence is 7 points higher.
Flood
Arnold: 46/100 · Independence: 50/100
Independence is 4 points higher.
Arnold: FEMA NFHL flood zones: 5 features intersect this tile.
Independence: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Arnold: 16/100 · Independence: 18/100
Independence is 2 points higher.
Arnold: Wind exposure derived from ingested design wind / climatology tiles.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Arnold: 42/100 · Independence: 75/100
Independence is 33 points higher.
Arnold: Lightning exposure derived from ingested climatology tiles.
Independence: Lightning exposure derived from ingested climatology tiles.
Tornado
Arnold: 15/100 · Independence: 23/100
Independence is 8 points higher.
Arnold: Tornado risk derived from NOAA SPC historical reports.
Independence: Tornado risk derived from NOAA SPC historical reports.
Hail
Arnold: 100/100 · Independence: 100/100
No gap.
Arnold: Hail risk derived from NOAA SPC historical reports.
Independence: Hail risk derived from NOAA SPC historical reports.
Storm surge
Arnold: Unavailable · Independence: Unavailable
A score difference cannot be calculated without both sources.
Arnold: Storm surge model is not available for this location yet.
Independence: Storm surge model is not available for this location yet.
Wildfire
Arnold: 48/100 · Independence: 50/100
Independence is 2 points higher.
Arnold: Wildfire exposure derived from ingested fire potential tiles.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Arnold: 23/100 · Independence: 22/100
Arnold is 1 points higher.
Arnold: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Independence: Air quality signal derived from the latest EPA AirNow combined AQI grid.