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City vs city
Zumbro Falls vs Duluth, MN
Duluth currently scores 16 points higher overall than Zumbro Falls, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Zumbro Falls: 20/100 · Duluth: 36/100
Duluth is 16 points higher.
Flood
Zumbro Falls: 0/100 · Duluth: 16/100
Duluth is 16 points higher.
Wind
Zumbro Falls: 17/100 · Duluth: 15/100
Zumbro Falls is 2 points higher.
Lightning
Zumbro Falls: 25/100 · Duluth: 33/100
Duluth is 8 points higher.
Tornado
Zumbro Falls: 4/100 · Duluth: 4/100
No gap.
Hail
Zumbro Falls: 43/100 · Duluth: 100/100
Duluth is 57 points higher.
Storm surge
Zumbro Falls: 0/100 · Duluth: 0/100
No gap.