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City vs city
Zemple vs St. Cloud, MN
St. Cloud currently scores 9 points higher overall than Zemple, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Zemple: 30/100 · St. Cloud: 39/100
St. Cloud is 9 points higher.
Flood
Zemple: 49/100 · St. Cloud: 39/100
Zemple is 10 points higher.
Wind
Zemple: 16/100 · St. Cloud: 18/100
St. Cloud is 2 points higher.
Lightning
Zemple: 15/100 · St. Cloud: 31/100
St. Cloud is 16 points higher.
Tornado
Zemple: 16/100 · St. Cloud: 12/100
Zemple is 4 points higher.
Hail
Zemple: 55/100 · St. Cloud: 100/100
St. Cloud is 45 points higher.
Storm surge
Zemple: 0/100 · St. Cloud: 0/100
No gap.