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City vs city
Waterville vs St. Cloud, MN
St. Cloud currently scores 14 points higher overall than Waterville, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Waterville: 25/100 · St. Cloud: 39/100
St. Cloud is 14 points higher.
Flood
Waterville: 44/100 · St. Cloud: 39/100
Waterville is 5 points higher.
Wind
Waterville: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Waterville: 25/100 · St. Cloud: 31/100
St. Cloud is 6 points higher.
Tornado
Waterville: 12/100 · St. Cloud: 12/100
No gap.
Hail
Waterville: 41/100 · St. Cloud: 100/100
St. Cloud is 59 points higher.
Storm surge
Waterville: 0/100 · St. Cloud: 0/100
No gap.