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City vs city
Villard vs St. Cloud, MN
St. Cloud currently scores 14 points higher overall than Villard, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Villard: 25/100 · St. Cloud: 39/100
St. Cloud is 14 points higher.
Flood
Villard: 30/100 · St. Cloud: 39/100
St. Cloud is 9 points higher.
Wind
Villard: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Villard: 37/100 · St. Cloud: 31/100
Villard is 6 points higher.
Tornado
Villard: 12/100 · St. Cloud: 12/100
No gap.
Hail
Villard: 24/100 · St. Cloud: 100/100
St. Cloud is 76 points higher.
Storm surge
Villard: 0/100 · St. Cloud: 0/100
No gap.