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City vs city
Tonka Bay vs St. Cloud, MN
St. Cloud currently scores 7 points higher overall than Tonka Bay, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Tonka Bay: 32/100 · St. Cloud: 39/100
St. Cloud is 7 points higher.
Flood
Tonka Bay: 73/100 · St. Cloud: 39/100
Tonka Bay is 34 points higher.
Wind
Tonka Bay: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Tonka Bay: 26/100 · St. Cloud: 31/100
St. Cloud is 5 points higher.
Tornado
Tonka Bay: 4/100 · St. Cloud: 12/100
St. Cloud is 8 points higher.
Hail
Tonka Bay: 70/100 · St. Cloud: 100/100
St. Cloud is 30 points higher.
Storm surge
Tonka Bay: 0/100 · St. Cloud: 0/100
No gap.