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City vs city
Stephen vs St. Cloud, MN
St. Cloud currently scores 8 points higher overall than Stephen, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Stephen: 32/100 · St. Cloud: 40/100
St. Cloud is 8 points higher.
Flood
Stephen: 53/100 · St. Cloud: 39/100
Stephen is 14 points higher.
Wind
Stephen: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Stephen: 21/100 · St. Cloud: 31/100
St. Cloud is 10 points higher.
Tornado
Stephen: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Stephen: 44/100 · St. Cloud: 100/100
St. Cloud is 56 points higher.
Storm surge
Stephen: 0/100 · St. Cloud: 0/100
No gap.