City vs city
St. Stephen vs Waite Park, MN
St. Stephen currently scores 3 points higher overall than Waite Park, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
St. Stephen: 44/100 · Waite Park: 41/100
St. Stephen is 3 points higher.
Flood
St. Stephen: 50/100 · Waite Park: 37/100
St. Stephen is 13 points higher.
St. Stephen: FEMA NFHL flood zones: 8 features intersect this tile.
Waite Park: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
St. Stephen: 18/100 · Waite Park: 18/100
No gap.
St. Stephen: Wind exposure derived from ingested design wind / climatology tiles.
Waite Park: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
St. Stephen: 32/100 · Waite Park: 31/100
St. Stephen is 1 points higher.
St. Stephen: Lightning exposure derived from ingested climatology tiles.
Waite Park: Lightning exposure derived from ingested climatology tiles.
Tornado
St. Stephen: 23/100 · Waite Park: 35/100
Waite Park is 12 points higher.
St. Stephen: Tornado risk derived from NOAA SPC historical reports.
Waite Park: Tornado risk derived from NOAA SPC historical reports.
Hail
St. Stephen: 100/100 · Waite Park: 93/100
St. Stephen is 7 points higher.
St. Stephen: Hail risk derived from NOAA SPC historical reports.
Waite Park: Hail risk derived from NOAA SPC historical reports.
Storm surge
St. Stephen: Unavailable · Waite Park: Unavailable
A score difference cannot be calculated without both sources.
St. Stephen: Storm surge model is not available for this location yet.
Waite Park: Storm surge model is not available for this location yet.
Wildfire
St. Stephen: 61/100 · Waite Park: 54/100
St. Stephen is 7 points higher.
St. Stephen: Wildfire exposure derived from ingested fire potential tiles.
Waite Park: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
St. Stephen: 21/100 · Waite Park: 21/100
No gap.
St. Stephen: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Waite Park: Air quality signal derived from the latest EPA AirNow combined AQI grid.