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Direct answer
Is St. Paul, MN safe from lightning?
St. Paul is lower risk for lightning in the long-term model (27/100), but risk is not zero during active weather periods.
City score
27/100
Level: low
State average
30/100
Same hazard across MN.
Comparison
St. Paul is close to the state average for this hazard (27 vs 30).
Why this answer
Lightning exposure derived from ingested climatology tiles.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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