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Direct answer
Is St. James, MN safe from hail?
St. James has moderate hail exposure (35/100). It is not extreme, but damaging events can still occur.
City score
35/100
Level: moderate
State average
95/100
Same hazard across MN.
Comparison
St. James is 60 points below the state average for this hazard.
Why this answer
Hail risk derived from NOAA SPC historical reports.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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