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Direct answer
Is St. Cloud, MN safe from hail?
St. Cloud is not considered low-risk for hail right now. The current long-term score is 76/100 (high).
City score
76/100
Level: high
State average
95/100
Same hazard across MN.
Comparison
St. Cloud is 19 points below the state average for this hazard.
Why this answer
Hail risk derived from NOAA SPC historical reports.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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