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City vs city
Spicer vs St. Cloud, MN
St. Cloud currently scores 4 points higher overall than Spicer, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Spicer: 35/100 · St. Cloud: 39/100
St. Cloud is 4 points higher.
Flood
Spicer: 54/100 · St. Cloud: 39/100
Spicer is 15 points higher.
Wind
Spicer: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Spicer: 26/100 · St. Cloud: 31/100
St. Cloud is 5 points higher.
Tornado
Spicer: 16/100 · St. Cloud: 12/100
Spicer is 4 points higher.
Hail
Spicer: 100/100 · St. Cloud: 100/100
No gap.
Storm surge
Spicer: 0/100 · St. Cloud: 0/100
No gap.