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City vs city
Silver Bay vs St. Cloud, MN
St. Cloud currently scores 21 points higher overall than Silver Bay, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Silver Bay: 18/100 · St. Cloud: 39/100
St. Cloud is 21 points higher.
Flood
Silver Bay: 0/100 · St. Cloud: 39/100
St. Cloud is 39 points higher.
Wind
Silver Bay: 14/100 · St. Cloud: 18/100
St. Cloud is 4 points higher.
Lightning
Silver Bay: 37/100 · St. Cloud: 31/100
Silver Bay is 6 points higher.
Tornado
Silver Bay: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Silver Bay: 31/100 · St. Cloud: 100/100
St. Cloud is 69 points higher.
Storm surge
Silver Bay: 0/100 · St. Cloud: 0/100
No gap.