← Back to Shelly snapshotCity comparison page
City vs city
Shelly vs St. Cloud, MN
St. Cloud currently scores 19 points higher overall than Shelly, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Shelly: 20/100 · St. Cloud: 39/100
St. Cloud is 19 points higher.
Flood
Shelly: 48/100 · St. Cloud: 39/100
Shelly is 9 points higher.
Wind
Shelly: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Shelly: 18/100 · St. Cloud: 31/100
St. Cloud is 13 points higher.
Tornado
Shelly: 4/100 · St. Cloud: 12/100
St. Cloud is 8 points higher.
Hail
Shelly: 14/100 · St. Cloud: 100/100
St. Cloud is 86 points higher.
Storm surge
Shelly: 0/100 · St. Cloud: 0/100
No gap.