City vs city
Sauk Rapids vs St. Stephen, MN
St. Stephen currently scores 4 points higher overall than Sauk Rapids, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Sauk Rapids: 40/100 · St. Stephen: 44/100
St. Stephen is 4 points higher.
Flood
Sauk Rapids: 39/100 · St. Stephen: 50/100
St. Stephen is 11 points higher.
Sauk Rapids: FEMA NFHL flood zones: 8 features intersect this tile.
St. Stephen: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Sauk Rapids: 18/100 · St. Stephen: 18/100
No gap.
Sauk Rapids: Wind exposure derived from ingested design wind / climatology tiles.
St. Stephen: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Sauk Rapids: 31/100 · St. Stephen: 32/100
St. Stephen is 1 points higher.
Sauk Rapids: Lightning exposure derived from ingested climatology tiles.
St. Stephen: Lightning exposure derived from ingested climatology tiles.
Tornado
Sauk Rapids: 12/100 · St. Stephen: 23/100
St. Stephen is 11 points higher.
Sauk Rapids: Tornado risk derived from NOAA SPC historical reports.
St. Stephen: Tornado risk derived from NOAA SPC historical reports.
Hail
Sauk Rapids: 100/100 · St. Stephen: 100/100
No gap.
Sauk Rapids: Hail risk derived from NOAA SPC historical reports.
St. Stephen: Hail risk derived from NOAA SPC historical reports.
Storm surge
Sauk Rapids: Unavailable · St. Stephen: Unavailable
A score difference cannot be calculated without both sources.
Sauk Rapids: Storm surge model is not available for this location yet.
St. Stephen: Storm surge model is not available for this location yet.
Wildfire
Sauk Rapids: 57/100 · St. Stephen: 61/100
St. Stephen is 4 points higher.
Sauk Rapids: Wildfire exposure derived from ingested fire potential tiles.
St. Stephen: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Sauk Rapids: 21/100 · St. Stephen: 21/100
No gap.
Sauk Rapids: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Stephen: Air quality signal derived from the latest EPA AirNow combined AQI grid.