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City vs city

Rochester vs St. Charles, MN

Rochester currently scores 5 points higher overall than St. Charles, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Rochester

32/100

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St. Charles

27/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Rochester: 32/100 · St. Charles: 27/100

Rochester is 5 points higher.

Flood

Rochester: 37/100 · St. Charles: 5/100

Rochester is 32 points higher.

Rochester: FEMA NFHL flood zones: 8 features intersect this tile.

St. Charles: FEMA NFHL flood zones: 1 features intersect this tile.

Wind

Rochester: 17/100 · St. Charles: 17/100

No gap.

Rochester: Wind exposure derived from ingested design wind / climatology tiles.

St. Charles: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Rochester: 24/100 · St. Charles: 22/100

Rochester is 2 points higher.

Rochester: Lightning exposure derived from ingested climatology tiles.

St. Charles: Lightning exposure derived from ingested climatology tiles.

Tornado

Rochester: 19/100 · St. Charles: 31/100

St. Charles is 12 points higher.

Rochester: Tornado risk derived from NOAA SPC historical reports.

St. Charles: Tornado risk derived from NOAA SPC historical reports.

Hail

Rochester: 100/100 · St. Charles: 64/100

Rochester is 36 points higher.

Rochester: Hail risk derived from NOAA SPC historical reports.

St. Charles: Hail risk derived from NOAA SPC historical reports.

Storm surge

Rochester: Unavailable · St. Charles: Unavailable

A score difference cannot be calculated without both sources.

Rochester: Storm surge model is not available for this location yet.

St. Charles: Storm surge model is not available for this location yet.

Wildfire

Rochester: 13/100 · St. Charles: 39/100

St. Charles is 26 points higher.

Rochester: Wildfire exposure derived from ingested fire potential tiles.

St. Charles: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Rochester: 14/100 · St. Charles: 14/100

No gap.

Rochester: Air quality signal derived from the latest EPA AirNow combined AQI grid.

St. Charles: Air quality signal derived from the latest EPA AirNow combined AQI grid.