City vs city
Rice Lake vs St. Cloud, MN
Rice Lake currently scores 1 points higher overall than St. Cloud, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Rice Lake: 41/100 · St. Cloud: 40/100
Rice Lake is 1 points higher.
Flood
Rice Lake: 52/100 · St. Cloud: 39/100
Rice Lake is 13 points higher.
Rice Lake: FEMA NFHL flood zones: 9 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Rice Lake: 15/100 · St. Cloud: 18/100
St. Cloud is 3 points higher.
Rice Lake: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Rice Lake: 32/100 · St. Cloud: 31/100
Rice Lake is 1 points higher.
Rice Lake: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Rice Lake: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Rice Lake: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Rice Lake: 52/100 · St. Cloud: 100/100
St. Cloud is 48 points higher.
Rice Lake: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Rice Lake: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Rice Lake: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Rice Lake: 60/100 · St. Cloud: 57/100
Rice Lake is 3 points higher.
Rice Lake: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Rice Lake: 32/100 · St. Cloud: 21/100
Rice Lake is 11 points higher.
Rice Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.