City vs city
Pine Island vs Zumbrota, MN
Zumbrota currently scores 4 points higher overall than Pine Island, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Pine Island: 29/100 · Zumbrota: 33/100
Zumbrota is 4 points higher.
Flood
Pine Island: 39/100 · Zumbrota: 39/100
No gap.
Pine Island: FEMA NFHL flood zones: 9 features intersect this tile.
Zumbrota: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Pine Island: 17/100 · Zumbrota: 17/100
No gap.
Pine Island: Wind exposure derived from ingested design wind / climatology tiles.
Zumbrota: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Pine Island: 26/100 · Zumbrota: 26/100
No gap.
Pine Island: Lightning exposure derived from ingested climatology tiles.
Zumbrota: Lightning exposure derived from ingested climatology tiles.
Tornado
Pine Island: 0/100 · Zumbrota: 23/100
Zumbrota is 23 points higher.
Pine Island: Tornado risk derived from NOAA SPC historical reports.
Zumbrota: Tornado risk derived from NOAA SPC historical reports.
Hail
Pine Island: 52/100 · Zumbrota: 86/100
Zumbrota is 34 points higher.
Pine Island: Hail risk derived from NOAA SPC historical reports.
Zumbrota: Hail risk derived from NOAA SPC historical reports.
Storm surge
Pine Island: Unavailable · Zumbrota: Unavailable
A score difference cannot be calculated without both sources.
Pine Island: Storm surge model is not available for this location yet.
Zumbrota: Storm surge model is not available for this location yet.
Wildfire
Pine Island: 23/100 · Zumbrota: 26/100
Zumbrota is 3 points higher.
Pine Island: Wildfire exposure derived from ingested fire potential tiles.
Zumbrota: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Pine Island: 14/100 · Zumbrota: 14/100
No gap.
Pine Island: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Zumbrota: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.