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City vs city
Paynesville vs St. Cloud, MN
St. Cloud currently scores 8 points higher overall than Paynesville, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Paynesville: 31/100 · St. Cloud: 39/100
St. Cloud is 8 points higher.
Flood
Paynesville: 44/100 · St. Cloud: 39/100
Paynesville is 5 points higher.
Wind
Paynesville: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Paynesville: 27/100 · St. Cloud: 31/100
St. Cloud is 4 points higher.
Tornado
Paynesville: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Paynesville: 62/100 · St. Cloud: 100/100
St. Cloud is 38 points higher.
Storm surge
Paynesville: 0/100 · St. Cloud: 0/100
No gap.