City vs city
Park Rapids vs St. Cloud, MN
St. Cloud currently scores 7 points higher overall than Park Rapids, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Park Rapids: 33/100 · St. Cloud: 40/100
St. Cloud is 7 points higher.
Flood
Park Rapids: Unavailable · St. Cloud: 39/100
A score difference cannot be calculated without both sources.
Park Rapids: Flood model is not available for this location yet.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Park Rapids: 18/100 · St. Cloud: 18/100
No gap.
Park Rapids: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Park Rapids: 13/100 · St. Cloud: 31/100
St. Cloud is 18 points higher.
Park Rapids: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Park Rapids: 35/100 · St. Cloud: 12/100
Park Rapids is 23 points higher.
Park Rapids: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Park Rapids: 63/100 · St. Cloud: 100/100
St. Cloud is 37 points higher.
Park Rapids: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Park Rapids: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Park Rapids: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Park Rapids: 65/100 · St. Cloud: 57/100
Park Rapids is 8 points higher.
Park Rapids: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Park Rapids: 36/100 · St. Cloud: 21/100
Park Rapids is 15 points higher.
Park Rapids: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.