City vs city
Owatonna vs St. Paul, MN
St. Paul currently scores 9 points higher overall than Owatonna, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Owatonna: 28/100 · St. Paul: 37/100
St. Paul is 9 points higher.
Flood
Owatonna: 42/100 · St. Paul: 39/100
Owatonna is 3 points higher.
Owatonna: FEMA NFHL flood zones: 5 features intersect this tile.
St. Paul: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Owatonna: 18/100 · St. Paul: 17/100
Owatonna is 1 points higher.
Owatonna: Wind exposure derived from ingested design wind / climatology tiles.
St. Paul: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Owatonna: 27/100 · St. Paul: 27/100
No gap.
Owatonna: Lightning exposure derived from ingested climatology tiles.
St. Paul: Lightning exposure derived from ingested climatology tiles.
Tornado
Owatonna: 8/100 · St. Paul: 4/100
Owatonna is 4 points higher.
Owatonna: Tornado risk derived from NOAA SPC historical reports.
St. Paul: Tornado risk derived from NOAA SPC historical reports.
Hail
Owatonna: 64/100 · St. Paul: 100/100
St. Paul is 36 points higher.
Owatonna: Hail risk derived from NOAA SPC historical reports.
St. Paul: Hail risk derived from NOAA SPC historical reports.
Storm surge
Owatonna: Unavailable · St. Paul: Unavailable
A score difference cannot be calculated without both sources.
Owatonna: Storm surge model is not available for this location yet.
St. Paul: Storm surge model is not available for this location yet.
Wildfire
Owatonna: 14/100 · St. Paul: 47/100
St. Paul is 33 points higher.
Owatonna: Wildfire exposure derived from ingested fire potential tiles.
St. Paul: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Owatonna: 23/100 · St. Paul: 26/100
St. Paul is 3 points higher.
Owatonna: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Paul: Air quality signal derived from the latest EPA AirNow combined AQI grid.