City vs city
Oakdale vs St. Cloud, MN
Oakdale and St. Cloud are tied on overall score, with the biggest factor difference in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Oakdale: 40/100 · St. Cloud: 40/100
No gap.
Flood
Oakdale: 33/100 · St. Cloud: 39/100
St. Cloud is 6 points higher.
Oakdale: FEMA NFHL flood zones: 3 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Oakdale: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Oakdale: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Oakdale: 27/100 · St. Cloud: 31/100
St. Cloud is 4 points higher.
Oakdale: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Oakdale: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Oakdale: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Oakdale: 100/100 · St. Cloud: 100/100
No gap.
Oakdale: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Oakdale: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Oakdale: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Oakdale: 34/100 · St. Cloud: 57/100
St. Cloud is 23 points higher.
Oakdale: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Oakdale: 26/100 · St. Cloud: 21/100
Oakdale is 5 points higher.
Oakdale: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.