City vs city
Northfield vs Owatonna, MN
Northfield currently scores 8 points higher overall than Owatonna, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Northfield: 36/100 · Owatonna: 28/100
Northfield is 8 points higher.
Flood
Northfield: 33/100 · Owatonna: 42/100
Owatonna is 9 points higher.
Northfield: FEMA NFHL flood zones: 5 features intersect this tile.
Owatonna: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Northfield: 17/100 · Owatonna: 18/100
Owatonna is 1 points higher.
Northfield: Wind exposure derived from ingested design wind / climatology tiles.
Owatonna: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Northfield: 25/100 · Owatonna: 27/100
Owatonna is 2 points higher.
Northfield: Lightning exposure derived from ingested climatology tiles.
Owatonna: Lightning exposure derived from ingested climatology tiles.
Tornado
Northfield: 35/100 · Owatonna: 8/100
Northfield is 27 points higher.
Northfield: Tornado risk derived from NOAA SPC historical reports.
Owatonna: Tornado risk derived from NOAA SPC historical reports.
Hail
Northfield: 100/100 · Owatonna: 64/100
Northfield is 36 points higher.
Northfield: Hail risk derived from NOAA SPC historical reports.
Owatonna: Hail risk derived from NOAA SPC historical reports.
Storm surge
Northfield: Unavailable · Owatonna: Unavailable
A score difference cannot be calculated without both sources.
Northfield: Storm surge model is not available for this location yet.
Owatonna: Storm surge model is not available for this location yet.
Wildfire
Northfield: 19/100 · Owatonna: 14/100
Northfield is 5 points higher.
Northfield: Wildfire exposure derived from ingested fire potential tiles.
Owatonna: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Northfield: 25/100 · Owatonna: 23/100
Northfield is 2 points higher.
Northfield: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Owatonna: Air quality signal derived from the latest EPA AirNow combined AQI grid.