City vs city
Mounds View vs St. Cloud, MN
Mounds View and St. Cloud are tied on overall score, with the biggest factor difference in ingested air quality.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Mounds View: 40/100 · St. Cloud: 40/100
No gap.
Flood
Mounds View: 41/100 · St. Cloud: 39/100
Mounds View is 2 points higher.
Mounds View: FEMA NFHL flood zones: 9 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Mounds View: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Mounds View: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Mounds View: 29/100 · St. Cloud: 31/100
St. Cloud is 2 points higher.
Mounds View: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Mounds View: 8/100 · St. Cloud: 12/100
St. Cloud is 4 points higher.
Mounds View: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Mounds View: 100/100 · St. Cloud: 100/100
No gap.
Mounds View: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Mounds View: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Mounds View: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Mounds View: 56/100 · St. Cloud: 57/100
St. Cloud is 1 points higher.
Mounds View: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Mounds View: 26/100 · St. Cloud: 21/100
Mounds View is 5 points higher.
Mounds View: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.