City vs city
Moorhead vs St. Cloud, MN
Moorhead currently scores 5 points higher overall than St. Cloud, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Moorhead: 45/100 · St. Cloud: 40/100
Moorhead is 5 points higher.
Flood
Moorhead: 16/100 · St. Cloud: 39/100
St. Cloud is 23 points higher.
Moorhead: FEMA NFHL flood zones: 3 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Moorhead: 19/100 · St. Cloud: 18/100
Moorhead is 1 points higher.
Moorhead: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Moorhead: 35/100 · St. Cloud: 31/100
Moorhead is 4 points higher.
Moorhead: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Moorhead: 85/100 · St. Cloud: 12/100
Moorhead is 73 points higher.
Moorhead: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Moorhead: 100/100 · St. Cloud: 100/100
No gap.
Moorhead: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Moorhead: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Moorhead: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Moorhead: 21/100 · St. Cloud: 57/100
St. Cloud is 36 points higher.
Moorhead: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Moorhead: 37/100 · St. Cloud: 21/100
Moorhead is 16 points higher.
Moorhead: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.