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City vs city

Montrose vs St. Paul, MN

St. Paul currently scores 6 points higher overall than Montrose, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Montrose

31/100

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St. Paul

37/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Montrose: 31/100 · St. Paul: 37/100

St. Paul is 6 points higher.

Flood

Montrose: 36/100 · St. Paul: 39/100

St. Paul is 3 points higher.

Montrose: FEMA NFHL flood zones: 4 features intersect this tile.

St. Paul: FEMA NFHL flood zones: 6 features intersect this tile.

Wind

Montrose: 18/100 · St. Paul: 17/100

Montrose is 1 points higher.

Montrose: Wind exposure derived from ingested design wind / climatology tiles.

St. Paul: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Montrose: 23/100 · St. Paul: 27/100

St. Paul is 4 points higher.

Montrose: Lightning exposure derived from ingested climatology tiles.

St. Paul: Lightning exposure derived from ingested climatology tiles.

Tornado

Montrose: 8/100 · St. Paul: 4/100

Montrose is 4 points higher.

Montrose: Tornado risk derived from NOAA SPC historical reports.

St. Paul: Tornado risk derived from NOAA SPC historical reports.

Hail

Montrose: 76/100 · St. Paul: 100/100

St. Paul is 24 points higher.

Montrose: Hail risk derived from NOAA SPC historical reports.

St. Paul: Hail risk derived from NOAA SPC historical reports.

Storm surge

Montrose: Unavailable · St. Paul: Unavailable

A score difference cannot be calculated without both sources.

Montrose: Storm surge model is not available for this location yet.

St. Paul: Storm surge model is not available for this location yet.

Wildfire

Montrose: 32/100 · St. Paul: 47/100

St. Paul is 15 points higher.

Montrose: Wildfire exposure derived from ingested fire potential tiles.

St. Paul: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Montrose: 22/100 · St. Paul: 26/100

St. Paul is 4 points higher.

Montrose: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

St. Paul: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.