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City vs city
Montgomery vs St. Cloud, MN
St. Cloud currently scores 12 points higher overall than Montgomery, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Montgomery: 27/100 · St. Cloud: 39/100
St. Cloud is 12 points higher.
Flood
Montgomery: 44/100 · St. Cloud: 39/100
Montgomery is 5 points higher.
Wind
Montgomery: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Montgomery: 24/100 · St. Cloud: 31/100
St. Cloud is 7 points higher.
Tornado
Montgomery: 8/100 · St. Cloud: 12/100
St. Cloud is 4 points higher.
Hail
Montgomery: 43/100 · St. Cloud: 100/100
St. Cloud is 57 points higher.
Storm surge
Montgomery: 0/100 · St. Cloud: 0/100
No gap.