City vs city
Minnetrista vs St. Cloud, MN
St. Cloud currently scores 12 points higher overall than Minnetrista, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Minnetrista: 28/100 · St. Cloud: 40/100
St. Cloud is 12 points higher.
Flood
Minnetrista: 51/100 · St. Cloud: 39/100
Minnetrista is 12 points higher.
Minnetrista: FEMA NFHL flood zones: 15 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Minnetrista: 18/100 · St. Cloud: 18/100
No gap.
Minnetrista: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Minnetrista: 25/100 · St. Cloud: 31/100
St. Cloud is 6 points higher.
Minnetrista: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Minnetrista: 8/100 · St. Cloud: 12/100
St. Cloud is 4 points higher.
Minnetrista: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Minnetrista: 39/100 · St. Cloud: 100/100
St. Cloud is 61 points higher.
Minnetrista: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Minnetrista: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Minnetrista: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Minnetrista: 34/100 · St. Cloud: 57/100
St. Cloud is 23 points higher.
Minnetrista: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Minnetrista: 23/100 · St. Cloud: 21/100
Minnetrista is 2 points higher.
Minnetrista: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.