City vs city
Minnetonka vs St. Cloud, MN
St. Cloud currently scores 1 points higher overall than Minnetonka, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Minnetonka: 39/100 · St. Cloud: 40/100
St. Cloud is 1 points higher.
Flood
Minnetonka: 44/100 · St. Cloud: 39/100
Minnetonka is 5 points higher.
Minnetonka: FEMA NFHL flood zones: 10 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Minnetonka: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Minnetonka: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Minnetonka: 26/100 · St. Cloud: 31/100
St. Cloud is 5 points higher.
Minnetonka: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Minnetonka: 27/100 · St. Cloud: 12/100
Minnetonka is 15 points higher.
Minnetonka: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Minnetonka: 100/100 · St. Cloud: 100/100
No gap.
Minnetonka: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Minnetonka: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Minnetonka: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Minnetonka: 32/100 · St. Cloud: 57/100
St. Cloud is 25 points higher.
Minnetonka: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Minnetonka: 25/100 · St. Cloud: 21/100
Minnetonka is 4 points higher.
Minnetonka: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.