City vs city
Melrose vs St. Joseph, MN
St. Joseph currently scores 9 points higher overall than Melrose, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Melrose: 29/100 · St. Joseph: 38/100
St. Joseph is 9 points higher.
Flood
Melrose: 33/100 · St. Joseph: 33/100
No gap.
Melrose: FEMA NFHL flood zones: 4 features intersect this tile.
St. Joseph: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Melrose: 18/100 · St. Joseph: 18/100
No gap.
Melrose: Wind exposure derived from ingested design wind / climatology tiles.
St. Joseph: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Melrose: 32/100 · St. Joseph: 32/100
No gap.
Melrose: Lightning exposure derived from ingested climatology tiles.
St. Joseph: Lightning exposure derived from ingested climatology tiles.
Tornado
Melrose: 23/100 · St. Joseph: 12/100
Melrose is 11 points higher.
Melrose: Tornado risk derived from NOAA SPC historical reports.
St. Joseph: Tornado risk derived from NOAA SPC historical reports.
Hail
Melrose: 43/100 · St. Joseph: 100/100
St. Joseph is 57 points higher.
Melrose: Hail risk derived from NOAA SPC historical reports.
St. Joseph: Hail risk derived from NOAA SPC historical reports.
Storm surge
Melrose: Unavailable · St. Joseph: Unavailable
A score difference cannot be calculated without both sources.
Melrose: Storm surge model is not available for this location yet.
St. Joseph: Storm surge model is not available for this location yet.
Wildfire
Melrose: 32/100 · St. Joseph: 48/100
St. Joseph is 16 points higher.
Melrose: Wildfire exposure derived from ingested fire potential tiles.
St. Joseph: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Melrose: 23/100 · St. Joseph: 21/100
Melrose is 2 points higher.
Melrose: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Joseph: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.