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City vs city
Madison Lake vs St. Cloud, MN
St. Cloud currently scores 10 points higher overall than Madison Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Madison Lake: 29/100 · St. Cloud: 39/100
St. Cloud is 10 points higher.
Flood
Madison Lake: 48/100 · St. Cloud: 39/100
Madison Lake is 9 points higher.
Wind
Madison Lake: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Madison Lake: 27/100 · St. Cloud: 31/100
St. Cloud is 4 points higher.
Tornado
Madison Lake: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Madison Lake: 30/100 · St. Cloud: 100/100
St. Cloud is 70 points higher.
Storm surge
Madison Lake: 0/100 · St. Cloud: 0/100
No gap.