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City vs city
Madison Lake vs St. Cloud, MN
St. Cloud currently scores 9 points higher overall than Madison Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Madison Lake: 31/100 · St. Cloud: 40/100
St. Cloud is 9 points higher.
Flood
Madison Lake: 48/100 · St. Cloud: 39/100
Madison Lake is 9 points higher.
Wind
Madison Lake: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Madison Lake: 27/100 · St. Cloud: 31/100
St. Cloud is 4 points higher.
Tornado
Madison Lake: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Madison Lake: 40/100 · St. Cloud: 100/100
St. Cloud is 60 points higher.
Storm surge
Madison Lake: 0/100 · St. Cloud: 0/100
No gap.