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City vs city
Luverne vs St. Cloud, MN
St. Cloud currently scores 9 points higher overall than Luverne, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Luverne: 31/100 · St. Cloud: 40/100
St. Cloud is 9 points higher.
Flood
Luverne: 0/100 · St. Cloud: 39/100
St. Cloud is 39 points higher.
Wind
Luverne: 20/100 · St. Cloud: 18/100
Luverne is 2 points higher.
Lightning
Luverne: 45/100 · St. Cloud: 31/100
Luverne is 14 points higher.
Tornado
Luverne: 15/100 · St. Cloud: 12/100
Luverne is 3 points higher.
Hail
Luverne: 81/100 · St. Cloud: 100/100
St. Cloud is 19 points higher.
Storm surge
Luverne: 0/100 · St. Cloud: 0/100
No gap.