Lutsen vs St. Cloud, MN

St. Cloud currently scores 26 points higher overall than Lutsen, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Lutsen

13/100

St. Cloud

39/100

Hazard breakdown

Overall

Lutsen: 13/100 · St. Cloud: 39/100

St. Cloud is 26 points higher.

Flood

Lutsen: 0/100 · St. Cloud: 39/100

St. Cloud is 39 points higher.

Wind

Lutsen: 13/100 · St. Cloud: 18/100

St. Cloud is 5 points higher.

Lightning

Lutsen: 21/100 · St. Cloud: 31/100

St. Cloud is 10 points higher.

Tornado

Lutsen: 0/100 · St. Cloud: 12/100

St. Cloud is 12 points higher.

Hail

Lutsen: 15/100 · St. Cloud: 100/100

St. Cloud is 85 points higher.

Storm surge

Lutsen: 0/100 · St. Cloud: 0/100

No gap.

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