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City vs city
Loretto vs St. Cloud, MN
St. Cloud currently scores 5 points higher overall than Loretto, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Loretto: 34/100 · St. Cloud: 39/100
St. Cloud is 5 points higher.
Flood
Loretto: 52/100 · St. Cloud: 39/100
Loretto is 13 points higher.
Wind
Loretto: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Loretto: 26/100 · St. Cloud: 31/100
St. Cloud is 5 points higher.
Tornado
Loretto: 12/100 · St. Cloud: 12/100
No gap.
Hail
Loretto: 68/100 · St. Cloud: 100/100
St. Cloud is 32 points higher.
Storm surge
Loretto: 0/100 · St. Cloud: 0/100
No gap.