City vs city
Laporte vs St. Cloud, MN
St. Cloud currently scores 13 points higher overall than Laporte, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Laporte: 27/100 · St. Cloud: 40/100
St. Cloud is 13 points higher.
Flood
Laporte: Unavailable · St. Cloud: 39/100
A score difference cannot be calculated without both sources.
Laporte: Flood model is not available for this location yet.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Laporte: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Laporte: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Laporte: 8/100 · St. Cloud: 31/100
St. Cloud is 23 points higher.
Laporte: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Laporte: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Laporte: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Laporte: 50/100 · St. Cloud: 100/100
St. Cloud is 50 points higher.
Laporte: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Laporte: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Laporte: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Laporte: 47/100 · St. Cloud: 57/100
St. Cloud is 10 points higher.
Laporte: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Laporte: 38/100 · St. Cloud: 21/100
Laporte is 17 points higher.
Laporte: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.