City vs city
Lake Wilson vs St. Cloud, MN
St. Cloud currently scores 10 points higher overall than Lake Wilson, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lake Wilson: 30/100 · St. Cloud: 40/100
St. Cloud is 10 points higher.
Flood
Lake Wilson: Unavailable · St. Cloud: 39/100
A score difference cannot be calculated without both sources.
Lake Wilson: Flood model is not available for this location yet.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Lake Wilson: 20/100 · St. Cloud: 18/100
Lake Wilson is 2 points higher.
Lake Wilson: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lake Wilson: 53/100 · St. Cloud: 31/100
Lake Wilson is 22 points higher.
Lake Wilson: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Lake Wilson: 23/100 · St. Cloud: 12/100
Lake Wilson is 11 points higher.
Lake Wilson: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Lake Wilson: 65/100 · St. Cloud: 100/100
St. Cloud is 35 points higher.
Lake Wilson: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lake Wilson: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Lake Wilson: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Lake Wilson: 31/100 · St. Cloud: 57/100
St. Cloud is 26 points higher.
Lake Wilson: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lake Wilson: 21/100 · St. Cloud: 21/100
No gap.
Lake Wilson: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.