City vs city
Lake City vs Zumbrota, MN
Zumbrota currently scores 6 points higher overall than Lake City, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lake City: 27/100 · Zumbrota: 33/100
Zumbrota is 6 points higher.
Flood
Lake City: 38/100 · Zumbrota: 39/100
Zumbrota is 1 points higher.
Lake City: FEMA NFHL flood zones: 2 features intersect this tile.
Zumbrota: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Lake City: 17/100 · Zumbrota: 17/100
No gap.
Lake City: Wind exposure derived from ingested design wind / climatology tiles.
Zumbrota: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lake City: 25/100 · Zumbrota: 26/100
Zumbrota is 1 points higher.
Lake City: Lightning exposure derived from ingested climatology tiles.
Zumbrota: Lightning exposure derived from ingested climatology tiles.
Tornado
Lake City: 8/100 · Zumbrota: 23/100
Zumbrota is 15 points higher.
Lake City: Tornado risk derived from NOAA SPC historical reports.
Zumbrota: Tornado risk derived from NOAA SPC historical reports.
Hail
Lake City: 78/100 · Zumbrota: 86/100
Zumbrota is 8 points higher.
Lake City: Hail risk derived from NOAA SPC historical reports.
Zumbrota: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lake City: Unavailable · Zumbrota: Unavailable
A score difference cannot be calculated without both sources.
Lake City: Storm surge model is not available for this location yet.
Zumbrota: Storm surge model is not available for this location yet.
Wildfire
Lake City: 8/100 · Zumbrota: 26/100
Zumbrota is 18 points higher.
Lake City: Wildfire exposure derived from ingested fire potential tiles.
Zumbrota: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lake City: 14/100 · Zumbrota: 14/100
No gap.
Lake City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Zumbrota: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.