City vs city
Lake Benton vs St. Cloud, MN
Lake Benton currently scores 2 points higher overall than St. Cloud, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lake Benton: 42/100 · St. Cloud: 40/100
Lake Benton is 2 points higher.
Flood
Lake Benton: 39/100 · St. Cloud: 39/100
No gap.
Lake Benton: FEMA NFHL flood zones: 4 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Lake Benton: 20/100 · St. Cloud: 18/100
Lake Benton is 2 points higher.
Lake Benton: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lake Benton: 58/100 · St. Cloud: 31/100
Lake Benton is 27 points higher.
Lake Benton: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Lake Benton: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Lake Benton: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Lake Benton: 86/100 · St. Cloud: 100/100
St. Cloud is 14 points higher.
Lake Benton: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lake Benton: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Lake Benton: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Lake Benton: 28/100 · St. Cloud: 57/100
St. Cloud is 29 points higher.
Lake Benton: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lake Benton: 21/100 · St. Cloud: 21/100
No gap.
Lake Benton: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.