City vs city
Independence vs Watertown, MN
Independence currently scores 4 points higher overall than Watertown, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Independence: 40/100 · Watertown: 36/100
Independence is 4 points higher.
Flood
Independence: 55/100 · Watertown: 42/100
Independence is 13 points higher.
Independence: FEMA NFHL flood zones: 16 features intersect this tile.
Watertown: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Independence: 18/100 · Watertown: 18/100
No gap.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Watertown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Independence: 25/100 · Watertown: 24/100
Independence is 1 points higher.
Independence: Lightning exposure derived from ingested climatology tiles.
Watertown: Lightning exposure derived from ingested climatology tiles.
Tornado
Independence: 0/100 · Watertown: 12/100
Watertown is 12 points higher.
Independence: Tornado risk derived from NOAA SPC historical reports.
Watertown: Tornado risk derived from NOAA SPC historical reports.
Hail
Independence: 100/100 · Watertown: 100/100
No gap.
Independence: Hail risk derived from NOAA SPC historical reports.
Watertown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Independence: Unavailable · Watertown: Unavailable
A score difference cannot be calculated without both sources.
Independence: Storm surge model is not available for this location yet.
Watertown: Storm surge model is not available for this location yet.
Wildfire
Independence: 22/100 · Watertown: 31/100
Watertown is 9 points higher.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Watertown: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Independence: 22/100 · Watertown: 23/100
Watertown is 1 points higher.
Independence: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Watertown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.