City vs city
Humboldt vs St. Paul, MN
St. Paul currently scores 7 points higher overall than Humboldt, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Humboldt: 30/100 · St. Paul: 37/100
St. Paul is 7 points higher.
Flood
Humboldt: 0/100 · St. Paul: 39/100
St. Paul is 39 points higher.
Humboldt: FEMA NFHL flood zones: 0 features intersect this tile.
St. Paul: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Humboldt: 17/100 · St. Paul: 17/100
No gap.
Humboldt: Wind exposure derived from ingested design wind / climatology tiles.
St. Paul: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Humboldt: 18/100 · St. Paul: 27/100
St. Paul is 9 points higher.
Humboldt: Lightning exposure derived from ingested climatology tiles.
St. Paul: Lightning exposure derived from ingested climatology tiles.
Tornado
Humboldt: 58/100 · St. Paul: 4/100
Humboldt is 54 points higher.
Humboldt: Tornado risk derived from NOAA SPC historical reports.
St. Paul: Tornado risk derived from NOAA SPC historical reports.
Hail
Humboldt: 40/100 · St. Paul: 100/100
St. Paul is 60 points higher.
Humboldt: Hail risk derived from NOAA SPC historical reports.
St. Paul: Hail risk derived from NOAA SPC historical reports.
Storm surge
Humboldt: Unavailable · St. Paul: Unavailable
A score difference cannot be calculated without both sources.
Humboldt: Storm surge model is not available for this location yet.
St. Paul: Storm surge model is not available for this location yet.
Wildfire
Humboldt: 42/100 · St. Paul: 47/100
St. Paul is 5 points higher.
Humboldt: Wildfire exposure derived from ingested fire potential tiles.
St. Paul: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Humboldt: 34/100 · St. Paul: 26/100
Humboldt is 8 points higher.
Humboldt: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Paul: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.