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City vs city
Hubbard vs St. Cloud, MN
St. Cloud currently scores 19 points higher overall than Hubbard, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Hubbard: 21/100 · St. Cloud: 40/100
St. Cloud is 19 points higher.
Flood
Hubbard: 0/100 · St. Cloud: 39/100
St. Cloud is 39 points higher.
Wind
Hubbard: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Hubbard: 15/100 · St. Cloud: 31/100
St. Cloud is 16 points higher.
Tornado
Hubbard: 8/100 · St. Cloud: 12/100
St. Cloud is 4 points higher.
Hail
Hubbard: 25/100 · St. Cloud: 100/100
St. Cloud is 75 points higher.
Storm surge
Hubbard: 0/100 · St. Cloud: 0/100
No gap.