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City vs city
Hoyt Lakes vs St. Cloud, MN
St. Cloud currently scores 14 points higher overall than Hoyt Lakes, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Hoyt Lakes: 25/100 · St. Cloud: 39/100
St. Cloud is 14 points higher.
Flood
Hoyt Lakes: 41/100 · St. Cloud: 39/100
Hoyt Lakes is 2 points higher.
Wind
Hoyt Lakes: 14/100 · St. Cloud: 18/100
St. Cloud is 4 points higher.
Lightning
Hoyt Lakes: 20/100 · St. Cloud: 31/100
St. Cloud is 11 points higher.
Tornado
Hoyt Lakes: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Hoyt Lakes: 8/100 · St. Cloud: 100/100
St. Cloud is 92 points higher.
Storm surge
Hoyt Lakes: 0/100 · St. Cloud: 0/100
No gap.