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City vs city
Holt vs St. Cloud, MN
St. Cloud currently scores 11 points higher overall than Holt, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Holt: 28/100 · St. Cloud: 39/100
St. Cloud is 11 points higher.
Flood
Holt: 63/100 · St. Cloud: 39/100
Holt is 24 points higher.
Wind
Holt: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Holt: 16/100 · St. Cloud: 31/100
St. Cloud is 15 points higher.
Tornado
Holt: 8/100 · St. Cloud: 12/100
St. Cloud is 4 points higher.
Hail
Holt: 22/100 · St. Cloud: 100/100
St. Cloud is 78 points higher.
Storm surge
Holt: 0/100 · St. Cloud: 0/100
No gap.