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City vs city
Heidelberg vs St. Cloud, MN
St. Cloud currently scores 16 points higher overall than Heidelberg, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Heidelberg: 23/100 · St. Cloud: 39/100
St. Cloud is 16 points higher.
Flood
Heidelberg: 37/100 · St. Cloud: 39/100
St. Cloud is 2 points higher.
Wind
Heidelberg: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Heidelberg: 25/100 · St. Cloud: 31/100
St. Cloud is 6 points higher.
Tornado
Heidelberg: 8/100 · St. Cloud: 12/100
St. Cloud is 4 points higher.
Hail
Heidelberg: 23/100 · St. Cloud: 100/100
St. Cloud is 77 points higher.
Storm surge
Heidelberg: 0/100 · St. Cloud: 0/100
No gap.