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City vs city
Hayward vs Owatonna, MN
Owatonna currently scores 8 points higher overall than Hayward, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Hayward: 20/100 · Owatonna: 28/100
Owatonna is 8 points higher.
Flood
Hayward: 33/100 · Owatonna: 42/100
Owatonna is 9 points higher.
Wind
Hayward: 18/100 · Owatonna: 18/100
No gap.
Lightning
Hayward: 29/100 · Owatonna: 27/100
Hayward is 2 points higher.
Tornado
Hayward: 12/100 · Owatonna: 8/100
Hayward is 4 points higher.
Hail
Hayward: 24/100 · Owatonna: 64/100
Owatonna is 40 points higher.
Storm surge
Hayward: 0/100 · Owatonna: 0/100
No gap.