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City vs city
Harmony vs St. Cloud, MN
St. Cloud currently scores 11 points higher overall than Harmony, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Harmony: 29/100 · St. Cloud: 40/100
St. Cloud is 11 points higher.
Flood
Harmony: 30/100 · St. Cloud: 39/100
St. Cloud is 9 points higher.
Wind
Harmony: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Harmony: 20/100 · St. Cloud: 31/100
St. Cloud is 11 points higher.
Tornado
Harmony: 35/100 · St. Cloud: 12/100
Harmony is 23 points higher.
Hail
Harmony: 54/100 · St. Cloud: 100/100
St. Cloud is 46 points higher.
Storm surge
Harmony: 0/100 · St. Cloud: 0/100
No gap.